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Yes, our services are completely free to you. We get paid by insurance companies when you enroll in a plan through us, but this doesn't affect your premiums or benefits. Our compensation is already built into the plan costs, so you pay the same whether you use an agent or go directly to the insurance company.

Most consultations take 30-45 minutes. We'll review your current situation, discuss your healthcare needs and budget, explain your options, and help you compare plans. There's no pressure to make decisions during the call - we want you to feel confident about your choice.

Absolutely! We help many people who are already on Medicare review their current coverage and explore better options. During Annual Enrollment Period (October 15 - December 7), you can change your Medicare Advantage or Part D plan. Medicare Supplement plans can be changed anytime, though you may need to answer health questions.

We're here for you even after you enroll! You can call us anytime with questions about your coverage, billing issues, or if you need help using your benefits. We also provide annual reviews to make sure your plan still meets your needs. Our relationship doesn't end when you enroll - we're your Medicare partners for life.