Medicare Services

Comprehensive Medicare guidance at no cost to you. We help you understand your options and find the perfect plan for your needs and budget.

Find Your Perfect Medicare Plan

Answer a few questions to get personalized plan recommendations from our experts.

Step 1 of 4 Getting Started

What's your current situation?

Tell us about your health needs

What's most important to you?

Get your personalized recommendations

Medicare Advantage

Medicare Advantage Plans

Medicare Advantage (Part C) combines Parts A, B, and often D into one comprehensive plan. These plans often include additional benefits like dental, vision, hearing, and wellness programs.

All-in-One Coverage

Combines hospital, medical, and prescription drug coverage in a single plan.

Extra Benefits

Often includes dental, vision, hearing, fitness programs, and transportation.

Cost Predictability

Out-of-pocket maximums protect you from unexpected high medical costs.

Average Monthly Premiums

*Many Medicare Advantage plans have $0 premiums, but you'll still pay your Part B premium.

Medigap Plan Comparison

Benefit Plan G Plan N Plan F*
Part A coinsurance ✓ ✓ ✓
Part B coinsurance ✓ ✓** ✓
Blood (3 pints) ✓ ✓ ✓
Part A hospice ✓ ✓ ✓
Skilled nursing ✓ ✓ ✓
Part A deductible ✓ ✓ ✓
Part B deductible ✗ ✗ ✓
Part B excess charges ✓ ✗ ✓
Foreign travel ✓ ✓ ✓

*Plan F only available to those eligible for Medicare before 2020
**Plan N has copays for office visits and ER

Medicare Supplement

Medicare Supplement Plans

Also known as Medigap, these plans help pay for costs not covered by Original Medicare (Parts A and B). You can see any doctor who accepts Medicare nationwide.

Any Doctor, Anywhere

See any doctor or specialist nationwide who accepts Medicare - no networks.

Predictable Costs

Know exactly what you'll pay with standardized benefits across all insurers.

Guaranteed Renewable

Your plan cannot be canceled as long as you pay your premiums.

Prescription Drug Plans

Prescription Drug Plans (Part D)

Standalone prescription drug coverage to help with medication costs. Can be added to Original Medicare or Medicare Supplement plans.

Tier 1: Preferred Generic

Lowest copays for common generic medications

$0-10
Typical copay

Tier 2: Generic

Standard generic medications

$10-20
Typical copay

Tier 3: Preferred Brand

Common brand-name medications

$30-50
Typical copay

How Part D Works

1

Deductible Phase

You pay full cost until you meet your annual deductible (up to $545 in 2024).

2

Initial Coverage

You pay copays/coinsurance until total drug costs reach $5,030.

3

Coverage Gap

You pay 25% of drug costs until out-of-pocket costs reach $8,000.

4

Catastrophic Coverage

You pay minimal costs for the rest of the year.

Ready to Find Your Part D Plan?

We'll help you find the plan that covers your medications at the lowest cost.

Dual Special Needs Plans

Dual Special Needs Plans (D-SNP)

Specialized Medicare Advantage plans for individuals who qualify for both Medicare and Medicaid. These plans provide coordinated care and enhanced benefits.

Coordinated Care

Medicare and Medicaid benefits work together seamlessly.

Enhanced Benefits

Often includes dental, vision, hearing, transportation, and over-the-counter allowances.

Care Management

Dedicated care coordinators help manage your healthcare needs.

Do You Qualify?

Medicare Eligibility

  • Age 65+ OR qualifying disability
  • Enrolled in Medicare Part A and Part B

Medicaid Eligibility

  • Meet income and asset requirements
  • Reside in the plan's service area

Note: Medicaid eligibility varies by state. We'll help you determine if you qualify for both programs.

Ready to Find Your Perfect Medicare Plan?

Our licensed Medicare experts are here to help you navigate your options and find the best coverage for your needs - all at no cost to you.